第一节 完形填空 (共10小题；每小题2分，满分20分)
阅读下面短文，掌握其大意，然后从21—30各题所给的A、B、C和D项中，选出最佳选项，并在答题卡上将该项涂黑。
It is so easy for us to overspend our income. Credit cards are 21 to obtain, especially when you pay your bills on time. Companies will try to make you keep 22 until you can’t keep up and then they will make your life very 23 .
You can avoid major 24 in several ways. Have a plan. Set up a budget (预算) with measurable goals and stick to it, which will save you a lot of frustration (沮丧) later. Set up a saving account that you can use only in case of 25 . Set up another account for your 26 . Do it as early as you can and don’t touch it until you retire. Decide which bills are to be paid out of each check and pay those first.
